This website, www.ucpplc.com, (hereinafter referred to as “Website”) is owned, hosted and operated by UCP Plc (“UCP”), a Company registered in the Isle of Man with registration number 010231V and having its registered office at IOMA House, Hope Street, Douglas, Isle of Man IM1 1AP
1. ACCEPTANCE OF TERMS
This Website and/or any other Website(s) linked to this Website is an online information and communication service provided to you, subject to your compliance with the terms and conditions of this Website User Agreement (“Agreement”).
PLEASE READ THIS AGREEMENT CAREFULLY. BY ACCESSING, BROWSING, FRAMING, USING OR LINKING TO THIS WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH IN THIS AGREEMENT. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS AND CONDITIONS, YOU SHOULD NOT ACCESS OR USE THIS WEBSITE. WHEN USING A PARTICULAR FEATURE OF THE WEBSITE, YOU MAY ALSO BE SUBJECT TO ANY POSTED GUIDELINES, RULES, TERMS OF SERVICE, PRIVACY POLICIES, ACCEPTABLE USE POLICIES OR OTHER CONTRACTUAL PROVISION AS NOTED. IN THE EVENT OF A CONFLICT BETWEEN ANY OTHER AGREEMENT, RULE, POLICIES OR TERMS OF SERVICE AND THIS AGREEMENT, THE PROVISIONS OF THIS AGREEMENT SHALL GOVERN YOUR USE OF THE WEBSITE. IF YOU HAVE ANY QUESTIONS ABOUT THIS USER AGREEMENT, THEN BEFORE USING THE WEBSITE, PLEASE CONTACT AT-

enquiries@fim.co.im

 In its sole discretion, UCP may unilaterally amend or modify this Agreement or any other documents referenced herein at any time, and such modifications shall be effective immediately upon their posting on the Website. You may review the modified Agreement periodically to be aware of such modifications and your continued access or use of the Website shall be deemed conclusive proof of your acceptance of the modified Agreement. UCP may also suspend the operation of this Website for support or maintenance work, in order to update the content or for any other reason.
If you utilize the Website in a manner inconsistent with this Agreement (or any other agreement or policy incorporated by reference thereto), or for any other reason in our sole discretion, UCP may immediately issue a warning, suspend or terminate your access, block your future access and/or seek such additional relief as the circumstances of your misuse indicate as proper.
2. COPYRIGHT AND RESTRICTIONS ON USE OF CONTENT
This Website contains materials, such as texts, graphics, logos, audio clips, video, photographs, software, trademarks, and other information (the “Proprietary Content”), which is, unless otherwise noted, the property of UCP, its affiliates or partners. The Proprietary Content is protected by relevant copyright and trademark laws and / or other rights. These rights are protected in all forms, media and technologies existing now or hereinafter developed. Any person who is accessing or has accessed any information or data from the Website acknowledges and agrees that all proprietary rights, statutory or otherwise, in the information, texts, graphics, sound, etc. shall and will remain the exclusive property of its owners. Any reproduction, redistribution, or transmission, for consideration or otherwise, of any such information, texts, graphics, sound, etc. contained in this Website is strictly prohibited and would constitute a breach of these terms and conditions.
You may print and download portions of material from the different areas of the Website solely for your own non-commercial use. No portion of the Proprietary Content may be reprinted, republished, modified, or distributed in any form without the express written permission of UCP. You may not reproduce, reverse engineer, decompile, disassemble, modify, transmit, sell, distribute, license or create derivative works of any of the Proprietary Content. You may not make any unauthorized copies of any Proprietary Content. You understand and agree that unauthorized copying, displaying or other use of any contents of this Website would amount to material breach of the Agreement and is a violation of law. You may not sell or modify the content of this Website or reproduce, display, distribute, or otherwise use the materials in any way, for any public or commercial purpose, without UCP’s prior express written permission.
3. TRADE MARKS, ETC
All logos, brands, trademarks and service marks (“Marks”) appearing in this Website are the properties either owned or used under license by UCP and / or its associates. All rights accruing from the same, statutory or otherwise, wholly vest with UCP / its Associates. The access to this Website does not confer upon you any license in respect of these Marks and therefore the use of these Marks in any form or manner, whatsoever is strictly prohibited. Any violation of the above would constitute an offense under the laws of the United Kingdom.
Certain Proprietary Content may be licensed from third parties and all such third party content and all intellectual property rights related to the third party content belong to the respective third parties. In addition, certain trademarks are the property of their respective third party owners, and the use of trademarks, logos, or brand names in the Website are for identification purposes only, and, unless otherwise noted, do not imply an endorsement by UCP of the trademark owner, or vice-versa, or that such trademark owner has authorized UCP to promote its products, services, or content. You may not remove any copyright, trademark or other intellectual property or proprietary notice or legend contained on the Website or the Content. Any rights not expressly granted by this Agreement or any applicable end-user license agreements are reserved by UCP.
Except as expressly provided above, nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, copyright or trademark of UCP or any third party.
If you believe that your work has been copied on this Website in a way that constitutes copyright infringement, please provide UCP with notice in respect thereto specifying the (i) description of the copyrighted work that has been infringed and the specific location on the UCP’s Website where such work is located; (ii) a description of the location of the original or an authorized copy of the copyrighted work; (iii) your address, telephone number and e-mail address; (iv) a statement by you that you have a good faith and belief that the disputed use is not authorized by the copyright owner, its agent or the law; (v) a statement by you, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf; and (vi) an electronic or physical signature of the owner of the copyright or the person authorized to act on behalf of the owner of the copyright interest.
4. RESTRICTIONS/ PROHIBITIONS
You hereby expressly agree not to:
a) Access data not intended for you or log into server or account that you are not authorized to access;
b) Attempt to probe, scan or test the vulnerability of a system or network;
c) Attempt or breach security or authentication measures without proper authorisation;
d) Attempt to interfere with, access to any other user including but not limited to by submitting a virus of any kind or Trojan horse to the Website, overloading, flooding, mail bombing or crashing;
e) Copy, distribute, download, display, perform, reproduce, modify, edit, alter, enhance, broadcast or tamper with in any way or otherwise use any material contained in the Website except as permitted;
f) Copy and distribute this information on any other server, or modify or re-use information, text, graphics, sound, etc. on this Website to any other system. No reproduction of any part of the Website may be sold or distributed for commercial gain nor shall it be modified or incorporated in any other work, publication or Website, whether in hard copy or electronic format, including postings to any other Website; org) Remove any copyright, trade mark or other intellectual property notices contained in the original material from any material copied or printed off from the website or link to this website, without our express prior written consent. Violations of system or network security may result in civil or criminal liability.
5. LINKS TO THIRD PARTY WEBSITES
Any links to other websites are provided merely as a convenience to the users of this Website. UCP has not reviewed all of these other websites, has no responsibility for the content of such other sites, shall not be liable for any damages or injury arising from any such content, and does not endorse or make any representations about these websites, any information or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of these other sites linked to this Website, you do so entirely at your own risk.
Any individuals who would like to establish a temporary or permanent link to this Website may do so as long as such link is pointed to UCP homepage at www.ucpplc.com. Deep linking to any other page on the Website except the home page or framing any page on the Website is expressly prohibited.
6. DISCLAIMER AND WARRANTIES
THE CONTENT OF THIS WEBSITE IS PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS, WITHOUT WARRANTIES, ENDORSEMENTS, OR REPRESENTATIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED.
UCP AND ANY THIRD PARTY PROVIDING MATERIALS, SERVICES OR CONTENT TO THIS WEBSITE, DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE AND NON-INFRINGEMENT, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, COMPLETENESS OR ACCURACY OF THE INFORMATION, UPDATE OR CORRECTNESS OF THE INFORMATION, FREEDOM FROM COMPUTER VIRUSES, OTHER VIOLATION OF RIGHTS REGARDING SERVICES, PRODUCTS, MATERIAL AND CONTENTS OF THE WEBSITE. IF THIS LIMITATION OF LIABILITY OR THE EXCLUSION OF WARRANTY SET FORTH HEREIN IS HELD INAPPLICABLE OR UNENFORCEABLE FOR ANY REASON, THEN UCP’S MAXIMUM LIABILITY FOR ANY TYPE OF DAMAGES SHALL BE LIMITED TO £100.00.
 It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advices, services, merchandise and other information provided through the Website. UCP does not warrant that the access to Website will be uninterrupted or error-free or that defects in Website will be corrected.
No information contained herein shall constitute an invitation to invest in UCP or any of its Affiliates. Further, nothing contained in this Website should be construed as a recommendation to use any product, process, equipment or formulation, in conflict with any patent, or otherwise and UCP makes no representation or warranty, express or implied that, the use thereof will not infringe any patent, or otherwise.
UCP offers products, services, content and various other functionalities (collectively the “Services”) to specific regions worldwide. The Services offered in one region may differ from those in other regions due to availability, local or regional laws and other considerations. UCP does not make any warranty or representation that a user in one region may also obtain the Services in another region. Information on this Website may contain references to products, programs or services that are not announced or available in your country. Such references do not imply that UCP intends to announce such products, programs or services in your country.
7. LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES SHALL UCP OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DISTRIBUTING THE WEBSITE OR PROVIDING CONTENT, PRODUCTS OR SERVICES THROUGH THE WEBSITE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF UCP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) THAT RESULT FROM (I) THE USE OF OR INABILITY TO USE THE WEBSITE INCLUDING BUT NOT LIMITED TO RELIANCE BY YOU ON ANY INFORMATION OBTAINED FROM THE WEBSITE OR THAT RESULTS FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR E-MAIL, ERRORS, DEFECTS, VIRUSES, TROZANS, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FORM ACTS OF GOD, COMMUNICATION FAILURE, THEFT, DESTRUCTION, OR UNAUTHORIZED ACCESS TO THE WEBSITE’S RECORDS, PROGRAMS, OR SERVICES; (II) THE COST OF PROCUREMENT OF SUBSTITUTE MERCHANDISE AND SERVICES RESULTING FROM ANY MERCHANDISE, DATA, CONTENT OR SERVICES PURCHASED OR OBTAINED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE WEBSITE; (III) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (IV) STATEMENTS, WARRANTIES, GUARANTEES OR CONDUCT OF UCP OR ANY THIRD PARTY ON THE WEBSITE; OR (V) ANY OTHER MATTER RELATING TO THE USE OF THE WEBSITE.
YOU HEREBY ACKNOWLEDGE THAT THIS PARAGRAPH SHALL APPLY TO ALL CONTENT, MERCHANDISE, AND SERVICES AVAILABLE THROUGH THE WEBSITE. IN NO EVENT SHALL UCP’ TOTAL CUMULATIVE LIABILITY UNDER THESE TERMS EXCEED THE LESSER AMOUNT OF THE FEE PAID TO UCP, IF ANY, FOR THE USE OF THE WEBSITE BY YOU OR £1.00 OR TO THE LEAST AMOUNT PERMITTED BY LAW. THE LIMITATIONS OF LIABILITY PROVIDED IN THIS AGREEMENT INURE TO THE BENEFIT OF UCP, OUR AFFILIATES, AND TO ALL OF OUR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, ATTORNEYS AND AGENTS.
8. TERMINATION
UCP may, in its sole discretion, and at any time, terminate or restrict your use or access to this Website (or any part thereof) for any reason, including, without limitation, that UCP believes you have violated or acted inconsistently with the letter or spirit of this Agreement.
9. INDEMNIFICATION
Submissions and unauthorised use of any materials contained on this Website may violate copyright laws, trademark laws, the laws of privacy and publicity, certain communications statutes and regulations and other applicable laws and regulations. You alone are responsible for your actions or the actions of any person using your user name and/or password.
You agree to defend, indemnify, and hold harmless UCP and/ or its associates, subsidiaries, their officers, directors, employees, affiliates, licensees, business partners and agents, from and against any and all claims, actions, demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Website material or your breach of this Agreement. UCP reserves the right, at it own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with UCP asserting any available defenses
10. PRIVACY POLICY
There may be times when UCP may need information from you. Additionally this Website may require you to complete a registration form or seek some information from you. Our goal in collecting such information is to offer you a more personalized browsing experience. When you let us have your preferences, we will be able to deliver or allow you to access the most relevant information that meets your end.
To extend this personalized experience UCP Websites may save information on your system in the form of cookies.
UCP will not use or share any information collected at this Website in any manner except as permitted at law.
11. HEADINGS
The headings used throughout this Agreement are solely for the convenience of reference and are not to be used as an aid in the interpretation of this Agreement.
12. INTERNATIONAL USERS
UCP makes no claims that information on the Website is appropriate or may be downloaded outside of the Isle of Man. Access to the Website may not be legal in certain countries or for certain persons. If you access the Website from outside of the Isle of Man, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction regarding online conduct and acceptable Content, notwithstanding section 18 below. User personal information (“Information”) that is submitted to this Website will be collected, processed, stored, disclosed and disposed of in accordance with our Privacy Policy. If you are a non Isle of Man user, you acknowledge and agree that UCP may collect and use your Information and disclose it to other entities outside your resident jurisdiction. In addition, such Information may be stored on servers located outside your resident jurisdiction. Isle of Man law may not provide the degree of protection for Information that is available in other countries. By providing UCP with your Information, you acknowledge that you consent to the transfer of such Information outside your resident jurisdiction as detailed in our Privacy Policy. If you do not consent to such transfer, you may not use this Website. If you have already provided us with Information, please contact us at enquiries@fim.co.im and let us know how you would like us to handle such Information.
13. RISK; INTERNET USE
You assume total responsibility and risk for your use of the Website and the Internet. You acknowledge and agree that any uploads or transmission you make to, from or through the Website may be intercepted and used by an unauthorized third party and that all of the risk associated with these activities is solely yours.
14. SYSTEM OUTAGES
UCP periodically schedules system downtime for maintenance and other purposes. Unplanned system outages may also occur. UCP shall have no liability whatsoever for the resulting unavailability of the Website or for any loss of data or transactions caused by planned or unplanned system outages or the resultant delay, misdelivery or nondelivery of information caused by such system outages, or any third party acts or any other outages of web host providers or the Internet infrastructure and network external to the Website.
15. YOUR ACCOUNT OBLIGATIONS
Certain sections of the Website may require that you register by providing particular information including a user name and password. In these instances, you agree to: (i) provide accurate and current information about yourself as prompted by the Website (the “Registration Information”); and (ii) maintain and update the Registration Information to keep it accurate and current. If you provide any information that is untrue, inaccurate, not current or incomplete, or we have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we may, in our sole discretion, suspend or terminate your account and decline to permit your continued use of the Website, future access to the Website, or any activities related to your registration and account.
You are responsible for maintaining the confidentiality of your user name and password (collectively, “Account Information”) and are fully responsible for all activities that occur under your Account Information. You agree that your Account Information may be used to attribute an electronic record and electronic signature to you. Therefore, you shall not disclose your Account Information to third parties. You agree to notify UCP immediately of any unauthorized use of your Account Information or any other breach of security. UCP shall not, in any manner, be responsible or liable for fraudulent purchases, requests or other transactions that are made using your compromised Account Information.
16. CHILDREN
This Website is not directed to children that are minors and is not intended to be used by children that are minor. If you are a minor, you agree that you will not use this Website and you will not provide personal information about yourself to UCP through the Website
17. GENERAL
THIS AGREEMENT between you and UCP governs your use of the Website. If any provision of this Agreement is held to be invalid by or under any law, rule, order or regulation of any Government or by the final determination of any court, such invalidity shall not affect the enforceability of any other provision of the Agreement. The failure of UCP to exercise or enforce any right or provision of the Agreement shall not constitute a waiver of such right or provision. By accessing the Website you agree that the applicable laws of the Isle of Man shall be the governing law in all matters relating to the Website and this Agreement exclusive of its conflict of law rules and matters affecting copyrights, trademarks and patents under Isle of Man law. You further hereby irrevocably and unconditionally consent to submit to the exclusive jurisdiction of the courts at Isle of Man in all matters relating to the Website and this Agreement, irrespective of the territory and jurisdiction of your access to this Website. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Website or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. You hereby irrevocably and unconditionally waive any objection to the establishment of venue of any such litigation in the Isle of Man Courts and agree not to plead or claim in any Isle of Man Court that such litigation brought therein has been brought in an inconvenient forum.
 You may not assign your rights or delegate your responsibilities hereunder without the express written permission of UCP. UCP may, at any time, assign its rights or delegate its obligations hereunder without notice to you. No person who is not a party to this Agreement is intended to be a beneficiary of this Agreement, and no person who is not a party to this Agreement shall have any right to enforce any term of this Agreement. This Agreement and any documents expressly incorporated by reference constitute the entire agreement between UCP and you pertaining to the subject matter hereof and supersedes all prior agreements, whether oral or written, and documents regarding your use of the Website.
UCP does not routinely monitor your postings to the Website but reserves the right to do so. However, if UCP becomes aware of inappropriate use of the Website or any of its services, UCP will respond in any way that, in its sole discretion, UCP deems appropriate. You acknowledge that UCP will have the right to report to law enforcement authorities any actions that may be considered illegal, as well as any information it receives of such illegal conduct. When requested, UCP will co-operate fully with law enforcement agencies in any investigation of alleged illegal activity on the Internet.
UCP reserves all other rights.
18. VIOLATIONS
In order to report violations of this Agreement to UCP, please contact at
enquiries@fim.co.im